Folio21 User Advisories and Disclaimer

Copyright: CSO Research, Inc does not condone activities and actions that breach the rights of copyright owners. As a Folio21 user you have agreed to abide by the End User License Agreement and it is your responsibility to obey all laws governing copyright in each country. SOFTWARE USER ADVISORIES Copyright Infringement Liability - Folio21 makes it possible to share all kinds of information. Some information may be protected by copyright, which means that you generally need the copyright owner's permission before you make it available to other users. Popular music, movies, games, and software are often protected by copyright. Copyright infringement can result in significant monetary damages, fines and even criminal penalties. Some copyright owners have filed civil lawsuits against individuals that they believe unlawfully distributed large numbers of copyrighted songs. Unwanted Exposure to Pornography - Folio21 may give users, including children, access to pornography. Some files containing pornography may be deliberately mislabeled to attract young or otherwise unsuspecting viewers. Distributing illegal pornography is a serious crime. Users accounts that contain illegal pornographic material, particularly child pornography, could be subject to criminal prosecution. Spyware - Files downloaded from the Internet (including those obtained via Folio21) may contain other software. While some such programs, such as "adware", may send you advertising, including pop-up ads. Other software, such as "spyware" can track your Internet activities and report them to a third party. Spyware can even be used to take control of your computer. Viruses - Some files downloaded from the Internet (including those obtained via Folio21) may contain viruses that can infect your computer. These files typically are mislabeled to disguise their true purpose. You may also want to install separate anti-virus software, and keep it up-to-date.